I have never understood the CREDIT balance...since i joined MY3 because i had bought one of their dongles for internet usage...the 'credit balance' stated 87p every time i topped up...yet now it states 89p - what does it mean?

Anyway, £15 per month sounds like a really bad deal...but I do not have a landline and so cannot use an internet connection through a phoneline...and as I do not own a TV...I am not bothered about these 'all in one' packages...