...and what else?...well, from the macro to the micro...I was to visit the HSBC this morning....having found out at the HALIFAX cashpoint...that I was allowed to take out £25 less than what I have, in my current account....and so I therefore assumed that MY3 had tried to take that topup out of my account....and went into the HSBC to check, upon their instore machine....to then find out that the amount was not in 'pending' i.e. not about to be taken out of my acccount....how mysterious....well, I suppose that I will simply have to 'watch' the situation, there - see what happens next - see previous notes upon 'all of that'....go figure.